Senior & Assisted Living Housing

You need to know that your senior or assisted living facility is properly covered in the event of a catastrophe, and Fenimore’s skilled brokers have years of experience working directly with owners of specialized care facilities. We have the experience to spot any gaps in your coverage — be they glaring or miniscule — and the insight to tailor-fit customized policies that are comprehensive and also cost-effective.

No matter the situation, Fenimore Insurance is RESPONSIVE, always, and delivers a personalized customer service experience.

The following properties are eligible for our custom policy program:

  • Assisted Living Facilities
  • Group Housing Facilities
  • Senior Apartments & Condominiums
  • Senior Cooperatives
  • Continuous Care Facilities
  • Nursing & Adult Homes
  • Housing with Transportation

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Protect your future The Fenimore Way.

Why Fenimore

What is the worst-case scenario?
Take your pick:

If your facility is damaged by flash flooding, or a storm that causes structural damage, and it becomes uninhabitable, you may be able to file a claim to reimburse lost property. But you could be out rental income for an extended period of time, maybe months on end. This type of situation can affect your cash flow and put you in severe financial strife. Situations like these have the potential to shutter your doors — but, often, the toughest pill to swallow is knowing that it might have all been avoidable by securing your investment with coverage from a qualified and experienced provider.

The owner of a senior living complex carries a lot of weight on his or her shoulders. There are heightened expectations from patients and their families, and you work diligently to keep things operating smoothly. But there is near-perpetual risk, all around, every day when your facility works with the elderly and/or those who are not at 100% of their physical function. There is constant likelihood of any number of situations resulting in physical injury. It only takes one instant for a situation to result in a lawsuit; next thing you know you are being sued for medical costs. Solid liability coverage can defend you against this type of everyday litigation.

Our comprehensive Senior & Assisted Living Housing package options include:

  • General Liability
  • Professional Liability
  • Auto Coverage
  • Worker’s Compensation & More
  • Employee Theft
  • Business Income Loss
  • Crisis Response
  • Cyber Liability
  • Flood & Earthquake
  • Inland Marine
  • Equipment
  • Forgery & Fraud
  • Liquor Liability


These represent a sampling of the many customizable features we can tailor for your policy.
Contact Fenimore Insurance today to insure your senior care facility, group home, adult living complex, and more.

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Connect with our insurance specialists today.