Hotels, Motels & Hospitality

Being the owner and operator of a
hotel can come with many rewards —
but the nature of the investment
means constant risk.

It’s hard enough garnering those 5-star social media reviews, but — hospitality aside — the single biggest threat to your business, hands down, is insurance coverage.

Fenimore Insurance, as a real estate-exclusive brokerage, has been around the block, working with everyone from big-chain hotel operators to family-run establishments and owners of quaint B&B’s. Our brokers anticipate every major to minor risk that goes into the daily operation of your facility. The Fenimore Way is to keep you covered and secure so you can — instead of worrying about all of the unknowns — focus on keeping your customers happy.

The following properties are eligible for coverage under our custom policy program:

  • Full-Service Luxury Hotels
  • Business Class Hotels
  • Conference Centers
  • Economy Motels
  • Vacation & Spa Resorts
  • Ski & Golf Resorts
  • Guest & Dude Ranches
  • Casino Hotels
  • Boutique Lodging
  • Franchise Hotels
  • Dining, Bar & Entertainment

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Protect your future The Fenimore Way.

Why Fenimore

What is the worst-case scenario?
Take your pick:

Hotels, Inns, B&B’s and other Hospitality facilities are becoming a popular investment choice, but often those getting into the game are coming in green or do not have a great deal of experience. You need to know that without the right kind of coverage you can literally lose hundreds of thousands of dollars overnight. A serious weather event can wreak havoc on your facility; compromising the integrity of your structures, destroying or damaging the landscape, pool, tennis court, and golf course. Getting 5-star reviews is great, but without the right knowledge from the right provider you could have bigger fish to fry.

Hotels and motels are a well-known hotbed for lawsuits, and when guests are doing the suing the cases tend to be liability-related. Consider this: a woman was once awarded millions of dollars when a prominent hotel failed to protect her privacy. A stealthy intruder managed to breach security and gain access to her room. But due to gaps in its insurance coverage, the establishment was forced to pay an exorbitant amount in damages due to the breach.

Fenimore Insurance has the insight and experience to help you get ahead of risk. Our comprehensive Hotel, Motel & Hospitality package options include:

  • General Property
  • Commercial General Liability
  • Liquor Liability
  • Spa & Grooming Liability
  • Auto Liability
  • Food Borne Illness & Pollution
  • Terrorism
  • Cyber Liability
  • Bedding, Refrigeration & Other Equipment
  • Washing Machines & Dryers
  • Landscaping & Exterior Construction
  • Personal Property – Owner/Guest
  • Card Key Systems
  • Worker’s Compensation
  • Disability & Medical
  • Catastrophic Management
  • Crisis Response
  • Business Loss


These are just a few of the many customizable features we can tailor for your policy.
Contact Fenimore Insurance today for more information about insuring your hotel, resort, or other hospitality investment.

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Connect with our insurance specialists today.