Commercial & Industrial Properties

While you are overlooking your financial portfolio and thinking about how to stay fiscally-forward long-term, your commercial and industrial properties have minds of their own. Your commercial properties are comprised of their own complex and unique ecosystems and inner-workings that exist apart from you. There is likely constant motion, action and activity within the (not always so friendly) confines of your commercial properties; meaning constant and perpetual risk.

The fact of the matter is that while you are at a restaurant, the golf course, the baseball game, at home watching the news — just about anything and everything could be happening at your commercial properties.

At Fenimore Insurance we understand what is on the line for commercial and industrial property owners, and we have the knowledge and expertise to help you. We customize wide-ranging coverage plans to protect you from life’s inevitable attempts at setback. Understanding that Murphy’s Law is what it is, and relying on our expertise as a real estate-exclusive boutique, we proactively customize our commercial and industrial property coverage to safeguard your investments and give you the chance to — not just ponder it, but — STAY fiscally-forward, long-term.

The following are eligible for coverage under our custom policy program

  • Hospitality Facilities
  • Senior/Assisted Living Facilities
  • Student, Subsidized & Affordable Housing
  • High & Low Rise Corporate Buildings
  • Office Buildings
  • Retail Stores
  • Strip Malls & Shopping Centers
  • Industrial & Other Warehouses
  • Boarding Homes (SROs)
  • Multi-Family
  • Mixed – Use

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Protect your future The Fenimore Way.

Why Fenimore

What is the worst-case scenario?
Take your pick:

Buyer’s remorse is a constant problem. We can’t tell you how many times we’ve helped customers who came to us after realizing that their commercial policies from other providers were not offering the right value or coverage, and were actually more of a hazard than a help. Considering that the US is responsible for more than 50% of global litigious claims (over $80B annually) the most common risk is not being prepared with customized coverage. The results of not having proper commercial property coverage can be devastating.

Liability. Liability. Liability. We have helped commercial property owners who’ve come close to losing everything due to poor coverage from other providers. Any one of thousands of daily situations can result in lawsuits and claims and, at the very least, the possibility of looking at exorbitant legal fees. There are so many unusual liabilities you face as the owner of a commercial or industrial property — we once helped a fellow who almost lost his life’s work of 27 years after, in a split second, someone tripped on a sidewalk outside his business.

Our comprehensive Commercial & Industrial Properties options include:

  • Replacement Cost
  • Agreed Amount Coverage
  • Ordinance of Law
  • Flood & Water Damage
  • Earthquake & Natural Disaster
  • Heating & Cooling Systems
  • Equipment & Building Machinery
  • Undamaged Unit Loss
  • Sewage & Drains
  • Electrical
  • Fire Damage
  • Commercial Liability
  • Employee Benefits & Medical
  • Crime & Terrorism Loss


These are just a few of the many optional policy features we customize for your unique commercial or industrial property.
Contact Fenimore Insurance today for more information about safeguarding your commercial and industrial properties.

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