Commercial & Industrial Properties

Welcome to Fenimore Insurance – Your Trusted Partner for Comprehensive Commercial and Industrial Insurance Solutions

At Fenimore Insurance, we understand the unique risks associated with commercial and industrial properties. As a premier insurance provider, we are dedicated to offering personalized service and comprehensive coverage to protect your valuable investments. With our expertise and commitment to excellence, you can trust us to safeguard your business.

Customized Insurance Policies for Your Unique Business

Every business is different, and we believe in providing customized commercial and industrial insurance policies tailored to your specific requirements. Our experienced insurance professionals will work closely with you to assess your risks and design a policy that offers optimal protection. We cover a wide range of industries and property types, including:

  • Hospitality Facilities
  • Senior/Assisted Living Facilities
  • Student, Subsidized & Affordable Housing
  • High & Low Rise Corporate Buildings
  • Office Buildings
  • Retail Stores
  • Strip Malls & Shopping Centers
  • Industrial & Other Warehouses
  • Boarding Homes (SROs)
  • Multi-Family
  • Mixed – Use

Commercial property insurance is a vital safeguard for small business owners who rely on equipment, inventory, or furniture to conduct their operations. It offers financial assistance in various situations, providing peace of mind when unforeseen circumstances arise. If any of the following apply to you, commercial property insurance from Fenimore Insurance is a necessity:

  • Physical Business Location: Whether you run your business from a leased or owned office, store, garage, or even your home, commercial property insurance protects your premises and assets from potential risks.
  • Equipment and Inventory: If you own or lease equipment and inventory that are susceptible to theft, damage, or loss, commercial property insurance ensures that your valuable assets are covered and can be replaced or repaired without disrupting your business operations.
  • Business Interruption: Imagine having to temporarily close your business due to property damage or destruction. Commercial property insurance steps in to provide financial support during the downtime, covering expenses and mitigating the impact on your business.

Fenimore Insurance caters to a wide range of businesses across various industries. Some of the most common types of businesses that benefit from our commercial property insurance include:

  • E-commerce: Protect your online business and the equipment and inventory essential for your operations.
  • Retail Business (Brick and Mortar): Safeguard your physical store and the assets within, ensuring uninterrupted business continuity.
  • Restaurants: Shield your restaurant space, kitchen equipment, and valuable inventory from potential hazards.
  • Fitness: Cover your fitness facility, exercise equipment, and other assets critical to your fitness business.
  • Arts & Entertainment: Secure your studio, performance space, equipment, and valuable supplies used in creative endeavors.
  • Beauty and Personal Care: Protect your salon, spa, or beauty business location, equipment, and inventory from unexpected incidents.

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Protect your future The Fenimore Way.

Comprehensive Coverage for Your Peace of Mind

Fenimore Insurance offers specialized insurance products designed to protect against the unique risks associated with your industry. Our commercial and industrial property insurance policies cover everything from manufacturing plants to power generation facilities. We provide coverage for equipment breakdown, business interruption, and property damage, ensuring that your business is shielded from financial loss due to unforeseen events.

Exceptional Customer Service and Ongoing Support

We take pride in delivering exceptional customer service and ongoing support to our valued clients. Our team will work with you to ensure that your policy is up-to-date and meets your evolving needs. We understand that your business may change over time, and we are committed to adjusting your coverage accordingly, so you always have the protection you require.

Affordable Premiums

We believe that obtaining reliable insurance should never break the bank. Fenimore Insurance, you can enjoy the benefit of affordable premiums without compromising on the quality of coverage. Our team of experts works tirelessly to provide you with the best rates in the market, ensuring that you receive maximum value for your investment.

Our comprehensive Commercial & Industrial Properties options include:

  • Replacement Cost
  • Agreed Amount Coverage
  • Ordinance of Law
  • Flood & Water Damage
  • Earthquake & Natural Disaster
  • Heating & Cooling Systems
  • Equipment & Building Machinery
  • Undamaged Unit Loss
  • Sewage & Drains
  • Electrical
  • Fire Damage
  • Commercial Liability
  • Employee Benefits & Medical
  • Crime & Terrorism Loss
Why Fenimore

Why Choose Fenimore Insurance?

The worst-case scenario can be devastating if you don’t have the right insurance coverage. Many businesses have come to us with buyer’s remorse after realizing that their commercial policies from other providers didn’t offer the right value or coverage, leaving them vulnerable to risks. With over $80 billion in litigious claims annually in the US alone, the most common risk is not being adequately prepared with customized coverage.

Liability is a significant concern for commercial property owners. A single incident can result in lawsuits, claims, and exorbitant legal fees. We have helped numerous business owners avoid significant losses by providing the right coverage, even for unexpected situations such as sidewalk accidents. When it comes to commercial and industrial insurance, Fenimore Insurance is the clear choice. We offer comprehensive coverage, competitive pricing, and exceptional customer service.

Get Started Today

Don’t leave the fate of your business to chance. Take control and secure your assets with Fenimore Insurance’s Commercial Property Insurance. Getting started is quick and easy – simply fill out our online application or give us a call. Our team will guide you through the process, ensuring that you receive the protection you need to keep your business thriving.

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Connect with our insurance specialists today.